I’m here to tell everyone about a really, really great media resource. It’s called a ‘library’ and it’s totally free. I request items online, then I get a notification when they’re available at the location of my choice. Tulsa libraries don’t even charge late fees anymore. I mean, can you get any easier, or more convenient, or free?
Amazon – I use my Amazon wish list to help keep track of books, albums, and movies I want to read, listen to, and watch, then I get them from the library when I’ve got some spare time.
Goodreads – Rate and review books you’ve read, and connect with others to see what they’ve been reading and might recommend. I’m a lister so I like to see what I’ve accomplished.
Ipod Lounge- We can’t have a bunch of movie cases lying around the camper, so if there’s one we can’t live without we download it instead. I like ipod lounge because they let me keep a wish list for when they have 50% off sales, and they have a point loyalty program we can use to help pay for purchases. We only ever buy at 50% off ($1.50/movie) and we always travel with an hdmi cable so we can plug into a TV when there’s one available.
Player FM – I have the app on my phone and I download free podcasts to listen to on road trips and while I run. Easy, convenient, free. I like Money Tree Investing, Couple Money, Mad Fientist, and of course Dave Ramsey.
Dave Ramsey’s ‘Financial Peace’ changed my life, but I like this book even better. Dave focuses on ‘Baby Steps’ to get out of debt and into financial freedom. The first time I read it, it spoke to me and made perfect sense. This is an easy, quick read, and super motivating if you’re tired of debt and interest payments, and want to stop worrying about money. Dave’s big on budgets, which I love, but a lot of people don’t. The idea of a budget isn’t to punish yourself, but to know where your money is going, and to give your money direction instead of letting it fly out the window every paycheck. Of course Dave 101 says you should not buy this, but get it from the library.
I first read this book just after Greg and I were married, but didn’t really take any of it to heart. I found it again on Amazon last year and made the $5 Kindle investment to give it another go. The opening sentence in the introduction is: “At the age of 28 my wife and I had just $16.88 to our name.” I mean, if that’s not motivational, I don’t know what is. These are real people who didn’t own a home, and had student and car loans, and still managed to go from $16.88 to retired in fifteen years. I have this book on my Kindle and my phone so I can get in a quick read whenever I need a little motivation, or if I have a question about their investment strategy.
Want to invest but don’t know where to start? Let John Bogle lead you down the right path. This book reiterates the same point again and again, but manages to stay motivational.
Rick Steves guides to European countries are about the only books we buy these days, as they easily pay for themselves with the money you’ll save following Rick’s advice. We love the Kindle versions, and Rick’s self-guided walks.
I’ll be perfectly honest, I didn’t love this book. David Bach offers nine steps for couples to get rich, eight of which I found irrelevant. But the first step he recommends to his clients, to fill out his Value Circle, I found invaluable. I love this exercise and recommend it to anyone who’ll listen because it’s all about you. It isn’t someone telling you to save more, or spend less, or lose weight, or work overtime. It’s YOU deciding what’s important in YOUR life, and it only takes about ten minutes to complete. You can save these images to PDF and print them out to complete, or you can just make your own on scrap paper and help save the environment (one of my personal life values). Or check out David Bach’s FinishRich system here for more detail.