Investing in Layman’s Terms

  If you are well-versed in personal finance, this post is not for you. I wrote this as a catch-all for the people I work with everyday who have no idea what it means- and especially how- to invest. There are obviously many more retirement and other investment accounts out there, but the following are […]

Read More

Allowances for Adults?

  You betcha. Once upon a time, before we were married, Greg and I quit our jobs and took a round-the-world trip. Now as frugal as we like to consider ourselves, we both love to gamble. We will happily skimp in other areas, like toilet paper and soap, before we cut back on our gambling […]

Read More

Our Totally Free Checking, Savings, and Money Market Accounts

  If you currently keep all your savings in coffee cans buried around your front yard, this article is perfect for you. If you’re currently paying for a checking account, or not earning any interest on it, or paying to withdraw your own money from ATMs, this article is definitely for you. I about fell […]

Read More

Budgeting On An Inconsistent Income

You think it’s hard to budget with a guaranteed income? Hoowee! Try doing it when you don’t know the next time you’ll get paid. I just got my first paycheck since November, but thankfully we had money set aside and Greg has been part-timing all along, keeping us afloat. Of course we do this on […]

Read More

Our Investment Strategy

  Spoiler alert! Our investment strategy is super boring, and anything I know about investing I’ve taught myself through numerous books, blogs, and podcasts. And you can too! Since getting married in 2013, thanks to quitting a job I detested, traveling, and travel nursing, I’ve worked a total of 39 months. That averages out to […]

Read More

The Joy of Purposeful Spending

  The inspiration for today’s post came as I was going to take our clothes out of the washer at the RV park. It’s $1.50 per load, so $3 for a wash and dry. As I pulled the six quarters out of our reused Ziploc coin purse I thought “Wait a minute, I’ll just hang […]

Read More

You Need a Life Plan

  I am a huge believer in having a life plan, and I love helping others live up to theirs. But I think the idea is off-putting to a lot of people, because they think creating their own life plan is going to involve someone else telling them what to do. Far from it. Coming […]

Read More

New Life Resolutions

  It’s nearly the end of the year and you know what that means! Christmas? God, no, it’s time to clean up the finances! Jk, that’s been going on since January 1. This year has been full of positive changes for the Warckens, mostly wrought on by negative impacts on our lives. My stepdad died […]

Read More

Ebates Offers Free Cash Back and a $10 Bonus!

  Ebates is one of our favorite ways to save money. Between our separate accounts, Greg and I have earned nearly $1000.00, just by shopping online at our favorite stores. If you’re not an Ebates member already, now is a great time to join as they’re offering a free $10 bonus, just for signing up!   […]

Read More