I talk to a lot of people about their finances who don’t have a single plan, or oftentimes even a single goal in mind when they think about their money. They know they’re bad with it, but because they can afford their minimum payments they’ve got no motivation to improve their situation. This is […]
Agree to disagree Greg and I don’t always see eye to eye with our money, but the only time we ever argue is when one of us thinks the other is being too cheap. I don’t like to spend my hard-earned money in airport restaurants, and Greg thinks it’s okay to wear pants with […]
The inspiration for today’s post came as I was going to take our clothes out of the washer at the RV park. It’s $1.50 per load, so $3 for a wash and dry. As I pulled the six quarters out of our reused Ziploc coin purse I thought “Wait a minute, I’ll just hang […]
Raise your hand if you agree with this statement: “The best parts of the Tulsa State Fair are cheese-on-a-stick and RV displays.” I loved going through RVs as a kid. And the storage sheds. I had the same thought every time I walked into a new one: “I could live here!” Having lived in […]
Contrary to popular belief, a budget is not a punishment. People think adhering to a budget is scary, a hassle, inconvenient, or that they’ll have to “live like they’re poor”, but in reality a budget is simply a tool that allows you to tell your money where to go. You get to tell your money where to […]
I am a huge believer in having a life plan, and I love helping others live up to theirs. But I think the idea is off-putting to a lot of people, because they think creating their own life plan is going to involve someone else telling them what to do. Far from it. Coming […]
It’s not that Greg and I don’t like to work, it’s just that we want to work on our terms, in between big chunks of time off. Since 2013 we’ve averaged just 7.8 months of employment a year, and that’s including {{{shudder}}} an entire year working full time. Side note: In that year we […]
I was working on a collection of my most sound financial advice, and trying to decide where best to begin when my fingers started typing me down a very different path. Everyone knows Greg and I don’t have any debt (you can read about our journey here) but not as many people know the […]
2017 was the year we Warckens got super serious about investing. I wrote about the motivation for that in my New Life Resolutions post, but the abridged version is that I witnessed my stepfather dying of pancreatic cancer and to quote myself: “… nothing, and I mean nothing will inspire you to get your […]
I’m a firm believer that the easiest way to save money is not by making more, but by spending less. Our biggest priority is to spend less so we can travel more, which is the driving motivation for every dollar we make, save, and spend. This is a list of our favorite ways to […]
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