2018 in Review and Goals for the New Year

  In spite of my not having worked the first three months of 2018 (against my will, for once), financially the Warckens crushed it last year. I didn’t start working until the first week of April, and just to show how much of a sugar mama I am, I made more in my first two […]

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What Would You Do With A Million Dollars?

  When we moved from Oklahoma to Arizona I drove the Subaru, Sheila, and Greg drove the Tundra, who he named Percolator? Harvey Judgerson? I can’t remember. The point is, I had a lot of hours to listen to financial podcasts and think about money in the solitary comfort of my own vehicle. How much […]

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Does Your “Stuff” Contribute To Your Life Plan?

A friend recently asked for some advice regarding a sentimental piece of furniture. It’s been in her family for years, but she’s moving soon and it doesn’t fit into her new, smaller, much cheaper (YEAH, BABY) apartment. She knows if she were to get rid of it, her family would be upset with her, but […]

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Get Financially Fit

  Financial fitness is a lot like physical fitness Everyone knows physical fitness is nothing but great for you. In fact it is nothing but good for your health, your sanity, and your overall well-being. Guess what. It’s the exact same for financial fitness. But just like starting a new workout, sometimes starting a financial […]

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How Much Would It Cost NOT To Work This Summer?

  I’m nearing the end of my contract- only five weeks left! As always, when we’re facing the end we have to decide whether I’m going to extend, or if I’m going to find another nursing contract elsewhere, or if we’re going to take a few months off to do what we really love, which […]

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The Joy of Living Within Your Means

  I’ve found people who are bad with money typically know they’re bad with it, but they think just having or making more would solve that problem. That couldn’t be further from the truth. If you currently spend everything you make, no increase in income is going to change that. You have to learn to […]

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Budgeting On An Inconsistent Income

You think it’s hard to budget with a guaranteed income? Hoowee! Try doing it when you don’t know the next time you’ll get paid. I just got my first paycheck since November, but thankfully we had money set aside and Greg has been part-timing all along, keeping us afloat. Of course we do this on […]

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The Joy of Purposeful Consumption

No, I’m not talking about tuberculosis. I mean the act of consuming with a purpose. I’ve already written a post on The Joy of Purposeful Spending, but I wanted to include consumption, because consumption doesn’t just apply to spending and saving, but also eating, using, and wasting. I say a lot of things all the […]

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Finding Your Financial Motivation

  I talk to a lot of people about their finances who don’t have a single plan, or oftentimes even a single goal in mind when they think about their money. They know they’re bad with it, but because they can afford their minimum payments they’ve got no motivation to improve their situation. This is […]

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It’s Okay To Talk About Money

  Agree to disagree Greg and I don’t always see eye to eye with our money, but the only time we ever argue is when one of us thinks the other is being too cheap. I don’t like to spend my hard-earned money in airport restaurants, and Greg thinks it’s okay to wear pants with […]

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