2018 in Review and Goals for the New Year

  In spite of my not having worked the first three months of 2018 (against my will, for once), financially the Warckens crushed it last year. I didn’t start working until the first week of April, and just to show how much of a sugar mama I am, I made more in my first two […]

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What Would You Do With A Million Dollars?

  When we moved from Oklahoma to Arizona I drove the Subaru, Sheila, and Greg drove the Tundra, who he named Percolator? Harvey Judgerson? I can’t remember. The point is, I had a lot of hours to listen to financial podcasts and think about money in the solitary comfort of my own vehicle. How much […]

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Backpacking Grand Canyon National Park

  After Greg and I took 10 and 13 year breaks, respectively, from the grandest canyon on the planet, we went to bask in her presence again, “before it gets too hot”. Joke’s on us, it started snowing outside of Flagstaff and by the time we got to the South Rim it was 30°. The […]

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I Took An Extension!

  Exclamation point! But also period. Today would’ve been my first day of freedom but instead it’s the first of eight days off. Because after going insanely stir crazy and planning a cross country road trip to hike and camp and climb mountains for the rest of the summer, I took an extension on my […]

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The Joy of Living Within Your Means

  I’ve found people who are bad with money typically know they’re bad with it, but they think just having or making more would solve that problem. That couldn’t be further from the truth. If you currently spend everything you make, no increase in income is going to change that. You have to learn to […]

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Budgeting On An Inconsistent Income

You think it’s hard to budget with a guaranteed income? Hoowee! Try doing it when you don’t know the next time you’ll get paid. I just got my first paycheck since November, but thankfully we had money set aside and Greg has been part-timing all along, keeping us afloat. Of course we do this on […]

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Finding Your Financial Motivation

  I talk to a lot of people about their finances who don’t have a single plan, or oftentimes even a single goal in mind when they think about their money. They know they’re bad with it, but because they can afford their minimum payments they’ve got no motivation to improve their situation. This is […]

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Pros and Cons of Living in an RV

  Raise your hand if you agree with this statement: “The best parts of the Tulsa State Fair are cheese-on-a-stick and RV displays.” I loved going through RVs as a kid. And the storage sheds. I had the same thought every time I walked into a new one: “I could live here!” Having lived in […]

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A Budget Is Not A Punishment

Contrary to popular belief, a budget is not a punishment. People think adhering to a budget is scary, a hassle, inconvenient, or that they’ll have to “live like they’re poor”,  but in reality a budget is simply a tool that allows you to tell your money where to go. You get to tell your money where to […]

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Our Biggest Financial Fails (and Wins!) of 2017

  2017 was the year we Warckens got super serious about investing. I wrote about the motivation for that in my New Life Resolutions post, but the abridged version is that I witnessed my stepfather dying of pancreatic cancer and to quote myself: “… nothing, and I mean nothing will inspire you to get your […]

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