Hiking Maunakea

  We had real trouble finding information on hiking Hawaii’s tallest mountain- Maunakea (it’s all one word now) 13,796 ft- both online and in person once we were on the Big Island. We heard/read a lot of things – you can’t hike it in winter, there’s camping at the base, there’s a hut available to […]

Read More

A Budget Is Not A Punishment

Contrary to popular belief, a budget is not a punishment. People think adhering to a budget is scary, a hassle, inconvenient, or that they’ll have to “live like they’re poor”,  but in reality a budget is simply a tool that allows you to tell your money where to go. You get to tell your money where to […]

Read More

Earn $0.35/gallon at Shell Stations with Chase Pay

If you have the Chase Freedom card, you already know it’s currently offering 5% cash back on gas station, internet/cable/phone services, and Chase Pay purchases. But did you know you can add your Shell Fuel Rewards number to your Chase Pay account and earn even more cash back? If you don’t have a Fuel Rewards […]

Read More

Big Island on a Budget

  Hawai’i is notoriously expensive but there are lots of ways to keep your trip reasonable, not limited to sleeping in your rental car, eating nothing but pb&js, and showering at public beach parks. PSYCH! Okay, we dabbled in those things. Greg and I just spent an awesome, like ready to move there, 8 days/8 […]

Read More

Isle Royale National Park

  Far, far away, in the northwest corner of Lake Superior, lies a little-known paradise known as Isle Royale National Park. Isle Royale is the largest island in the largest lake in the world and one of our most favorite places. It’s home to birch and maple, warblers and loons, and moose and wolves, which […]

Read More

You Need a Life Plan

  I am a huge believer in having a life plan, and I love helping others live up to theirs. But I think the idea is off-putting to a lot of people, because they think creating their own life plan is going to involve someone else telling them what to do. Far from it. Coming […]

Read More

20+ Ways to Work Less This Year

  It’s not that Greg and I don’t like to work, it’s just that we want to work on our terms, in between big chunks of time off. Since 2013 we’ve averaged just 7.8 months of employment a year, and that’s including {{{shudder}}} an entire year working full time. Side note: In that year we […]

Read More

40+ Ways to Travel More this Year

  I love helping people travel more. Not as much as I love helping people get their finances under control, because that always takes precedence over vacations, but almost. Obviously the Warckens love to travel, and we are massively fortunate to be able to do it so often. We make it a point to set […]

Read More

A Fiscally-Minded Partner

  I was working on a collection of my most sound financial advice, and trying to decide where best to begin when my fingers started typing me down a very different path. Everyone knows Greg and I don’t have any debt (you can read about our journey here) but not as many people know the […]

Read More

Our Biggest Financial Fails (and Wins!) of 2017

  2017 was the year we Warckens got super serious about investing. I wrote about the motivation for that in my New Life Resolutions post, but the abridged version is that I witnessed my stepfather dying of pancreatic cancer and to quote myself: “… nothing, and I mean nothing will inspire you to get your […]

Read More